Westchester Real Estate | Irina Baskakova

Facebook-f Linkedin-in Instagram

New York Fair Housing Notice

Menu

Buy with
Irina Baskakova

Westchester is one of the most desirable real estate markets, and I know that navigating the buying process can seem challenging.
However, with my expertise, breadth of knowledge, and national network, you are in dedicated and trustworthy hands. I will guide and advise you during every step of the buying process.

Contact now

How I support buyers:

Provide real-time

market insights

Use my knowledge

of on and off market listings to find homes that meet your criteria

Share local expertise

and tours of the area

Help build your "buyers team"

by connecting you with trusted financing organizations, vendors, etc

In a competitive market,

I can help get your offer accepted

Let me show you why I'm the right agent for you.

WESTCHESTER COUNTY

AREAS SERVICED

Bedford

More about this community

Armonk

More about this community

Mount Kisco

More about this community

White Plains

More about this community

Greenwich

More about this community

Chappaqua

More about this community

The Process

01

Find an Agent

Set up a time to sit down with me to discuss the neighborhoods you’re considering and how I can help guide your search.

02

Get Pre-Qualified

Before beginning your search, your first step is to get pre-approved for a mortgage loan (unless you will be paying the full price of your home in cash). I can recommend mortgage brokers. Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, which will help determine the price range for your search.

03

Visit Properties

Now is the time to consider your ideal home’s location and amenities. You will attend viewings and open houses spanning a range of areas and property types. Additionally, I will activate notifications for exclusive Coming Soon and Off-Market properties as they hit the market.
04

Submit an Offer and Negotiate

Once you identify a home you like, you can put in an offer, which is an agreement to pay a certain price for the home. This offer is packaged with a Proof of Funds (POF) and Pre-Approval Letter. Note: if your offer is lower than the list price or with terms not acceptable to the seller, the seller can return with a counter-offer price or acceptable terms, which you can accept, reject, or make another counter offer. I will provide advice throughout.
05

Attorney Review

Your attorney’s job is vital to protecting your interests, and to review paperwork on your behalf. You will want to select an attorney who is familiar with these transactions. I can provide you with a recommended list of wellregarded attorneys in the area.
06

Home Inspections

It is the buyer’s duty to select all desired inspections and determine the overall condition of the property within the agreed timeline and contractual contingencies. You will also review the disclosures and preliminary title report. You may approve or negotiate credits/repairs. Prior to closing, remember to schedule a final walk-thru of the property to verify property is still in acceptable condition and any negotiated repairs were done.
07

Loan and Appraisal

Organize an appraisal with your bank. Your completed mortgage application with all supporting documentation should be submitted to your chosen lender upon receipt of the fully signed Purchase Agreement. The bank then issues loan approval. Consequently, you’ll wire the closing funds with the homeowner’s insurance in place, and then the loan will be
08

Final Walkthrough

A final walkthrough of the property is scheduled and completed just before closing. The walkthrough confirms that no damage has been done to the home since the time of inspection and that the major systems and appliances are in working order.
09

Closing

Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and you receive the keys to your new home!
10

Welcome Home!

Congratulations! You are now a homeowner.

KEY TERMS

Get a better understanding of common real estate language and practices.

Appraisal

Assessment of the property’s market value, for the purpose of obtaining a mortgage and performed by a licensed appraiser.

Assessed Value

Value placed upon property for property tax purposes by the tax collector.

Closing Costs

Expenses incidental to a sale of real estate, such as loan fees, appraisal fees, and title insurance.

Contingency

Certain criteria that have to be met in order to finalize the sale.

Debt-to-income ratio

The percentage of an individual's monthly gross income relative to the amount of debt owed.

Earnest Money Deposit (EMD)

A good faith deposit the buyer makes with an offer to show that you are serious about buying the property. In exchange, the seller agrees to stop marketing the property.

Final Walkthrough

The buyer reviews the house just before closing to make sure everything is in the same condition and that all home inspection items are fixed.

Inspection

An expert conducts a formal review of the property to find visible issues that need to be repaired. Buyers typically make their offers contingent on an inspection, but sellers can conduct a pre-offer inspection to appeal to buyers. The buyer may choose to do additional inspections like radon and a sewer scope.

Lien Search

A background check on the property and the seller to ensure there are no outstanding debts or claims upon the property.

Pre-Approved

Advanced approval from a bank or other lending institution for a home mortgage.

Pre-Qualified

Potential buyers provide an overall financial picture and mortgage brokers provide an estimate of what level of loan you will likely be pre-approved for.

Title Insurance

Insurance to protect the buyer and lender against losses arising from disputes over the ownership of a property.

Recording Fees

A fee paid to the local government to officially report a sale of a home; usually paid by the buyer.

Contact now

MY COMPASS TOOLS AND PROGRAMS HELP YOU FIND YOUR NEXT HOME

Collections

Collections lets you compare multiple properties—their size, neighborhood, amenities—within a central visual workspace. I can monitor market activity in real time, stay in constant contact, and invite collaborators to join in on our search discussions.

Search

Compass Search can sort by a wide range of features and amenities to pinpoint the perfect home. Plus, discover exclusive Compass listings you won’t find anywhere else and receive real-time notifications of new homes with customized Saved Searches!

Coming Soon and Private Exclusives

What buyer isn’t looking for an edge over the competition? Browse unique properties that are only viewable on Compass.com and discover your future home before it even hits the market.

I LOOK FORWARD TO WORKING WITH YOU

As a current resident in Armonk, NY I am fully aware of the current market trends and what it takes to get a great deal on a listing or get top dollar for your current home. When it comes to getting the job done right, you can count on me.

I have a lot of connections within the Westchester area. Please don’t hesitate to call and ask me any questions you might have. This process is all about you and your needs. Real Estate is a big investment and I understand that. One thing you will get with me is a personal relationship, In the end, that goes a long way.

sc-2051
sc-2050
sc-2049
sc-2048

917-443-1147

phone

[email protected]

email

Fill out the form below to start your journey toward buying, selling. Share your details, and I’ll get back to you promptly with expert advice and personalized support to meet your goals.
Contact Form

I agree to be contacted by COMPASS via call, email, and text. To opt-out, you can reply ‘stop’ at any time or click the unsubscribe link in the emails. Message and data rates may apply.

This is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply

Share this website